About Us


The launching of the BestKoin Token and Ecosystem is a clear and logical continuation of our previous focus on Financial & Management consultancy to local and international corporates and governments.

The idea has come from the numerous successful projects that have been run by Answerformula – from Professional Consultancy and Training to some of the largest corporations in the world in the financial services industry but also to central banks and regulators. In our and AnswerFormula’s DNA, we have the vision and mission to help regulators, policy and law makers to produce a clear and extremely safe alternative, decentralized payment system based on blockchain technology.

Keeping in mind, that future of finances is in blockchain technology, AnswerFormula launched unique online Cryptocurrency courses co-provided by professors and lecturers from renowned universities all over the world.

Some of AnswerFormula’s
Clients & Partners / Associations


Our Founders

The BestKoin's founders are: Mr. Pedro Ferreira & Mr. Pedro Ribeiro.

Pedro Ferreira

Co-Founder of BestKoin | President & CEO of AnswerFormula| Banking Consultant | Financial Trainer – MiFID II | Basel III

Pedro Ferreira

President & CEO | Banking Consultant | Financial Trainer - MiFID II | Basel III

Harvard Business School - Boston MA, USA

Massachusetts Institute of Technology - Sloan School of Management - Cambridge MA, USA

Católica Porto Business School - Porto, Portugal

Católica Lisbon School of Business and Economics - Lisbon, Portugal

ISAG – Instituto Superior de Administração e Gestão - Porto, Portugal

Possesses notable skills and experience in following areas:

- Financial Markets & Banking Regulation (MiFID/MiFID2, EMiR/MiFIR - LSE / Unavista Certified, Basel III, PRIIPS, KID, Interest Rate, Equity)

- Compliance: Anti-Money Laundering, AB&C, KYC, Financial Crime Compliance (FCC) - Accredited by GP Strategies/HSBC "

Previous experience:

25+ years’ experience predominantly in the international banking industry (Retail, Private & Wealth, Investment and Corporate & SME Banking)

International Consulting and Training for Global Banks, Regulators and Central Banks (HSBC, London Stock Exchange, Deutsche Borse, Credit Agricole, Bank of China, Banque Saudi Fransi, Citi Group)

Pedro Ribeiro

Co-Founder of BestKoin | Strategic Thinker | Business Strategist | General Manager at Iluxuryou

Pedro Ribeiro

Co-Founder of BestKoin | Strategic Thinker | Business Strategist | General Manager at Iluxuryou

Distinguished by the following core strengths & competencies:

Business Consulting & Communication

Events Project Management

Business & Sales Development

Concierge Services Management

Corporate & Communication Strategy

Our Advisors & Supporters

Arnaldo Pinto de Oliveira

Chairman at AnswerFormula | Former Board Member at MillenniumBCP | Former Board Member at Banco Pinto & Sotto Mayor | Financial Analyst & Strategist

London, United Kingdom

Saul Sabbá

Former CEO at Banco Máxima | MBA at Bennet University | Co-founder of Association of Capital Market Investors (ANIMEC) | Founder of Soma - Asset Market Operator | Founder of National Association of Market Makers – ANFORME

Nick Harrington

CEO | Executive Search Director l Builder of Executive Board Teams within Professional Services at Eximius Group

Oxford University

London, United Kingdom

Yehya Mokhlati

Managing Director - SATEX Exhibition & addexpo

Notre Dame University

Saudi Arabia

Navnit J Krishna

Founder @Airbots @iYantras @vedicfolks @Bharatfolks

MIT - Massachusetts Institute of Technology - Sloan School of Management & IIM Indore & Bharathiar University


Ricardo Vieira

CEO of the leading European security company, Criptoworks, providing secure
communication solutions, approved by the EU and NATO, to European government authorities and international defence departments

Top class professional with more than 10 years of experience in
Security, Computing and Technology area.

In the past, consultant at Tutus Data, responsible for the Accreditation in Portugal of the Farist Mobile System and VPN.

Ludovit Garzik

Founder at InnovationOrbit

MIT - Massachusetts Institute of Technology - Sloan School of Management & London Business School & Donau Universitat Krems


Luís Humberto Ragone Nascimento

OTC Collateral Management Associate | State Street

MIT - Massachusetts Institute of Technology - Sloan School of Management & IBS Business School & Hochschule Schmalkalden

Brazil & Frankfurt, Germany

Sergio Santo Domingo

R&D Global Director at Fersa Bearings

Zaragoza Area, Spain

Our Advisors from the Tourism Market

Florence Xing

Sales Director at Parkview Private Collection | Independent Broker at Fraser Yacht | Expert in Luxury Experiences and Super Yachts


Patricia Gomes Bastos Dias

Managing Director at Blue D Spa Network | MBA in International Tourism and People Management


Dr. Danilo Rocha Dias

Founder of Blue D SPA and Plastic Surgery | Expert in Plastic and Restorative Surgery

Federal University of Ceará


Gonçalo Salgado

Expert in security issues | CEO at Private Lane | Team Leader

Instituto Superior de Gestão


Meet the Team

Paulo Ribeiro

Chief Administrative Officer at Best Koin

Porto, Portugal

Wagner Matheus

International Communications Coordinator at Best Koin

Lisbon, Portugal

Vitor Coelho

Chief Brand Officer at Best Koin | CEO & Creative Director at Twenty12 | CEO at Imobiliária Trofense

Porto, Portugal

Patricia Li Guerrero

Regional Head Middle East at Best Koin | International Consultant

Dubai, United Arab Emirates

Paulo Faria Ramos

Lawyer with more than 20 years of experience | Team Leader | Business Strategist

Universidade Autónona De Lisboa


Renato Velasco

Visual Coordinator at Best Koin

Lisbon, Portugal

Joana Caçador

Reporter at Best Koin

Lisbon, Portugal

Olga Kolomiiets

SEO - Marketing Consultant at Best Koin

Warsaw, Poland

Miguel Cordeiro

Virtual Fair Advisor at Best Koin

Lisbon, Portugal

Miguel Schmitt

Motion Designer & Video Editor na Best Koin

Lisbon, Portugal